Final rules issued by the U.S. Department of Health and Human Services establish how health care insurers will describe coverage to employees and their families.

Not later than September, 2012, insurers will have to provide an 8-page summary of benefits in a standardized question-and-answer format. It must include details about deductables and out-of-pocket costs that a consumer would expect to pay in situations such as buying generic prescription drugs, visiting an emergency room or receiving mental health treatment.

 

 

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