In September 2010, New Jersey received a grant from the U.S. Department of Health and Human Services to lay the foundation for the creation of an Insurance Exchange which is mandated by the Affordable Care Act. An Exchange is a mechanism for organizing the health insurance marketplace to help consumers and small businesses shop for [...]
The U.S. Department of Health and Human Services has issued proposed rules under the Affordable Care Act requiring that, beginning in September, 2011, health insurers seeking to increase their premium rates by 10% or more will have to notify the state, and in some cases the federal government, of the proposed rate.The proposed rules require [...]
The Affordable Care Act (ACA) requires that all health insurance issuers offering products in the individual and small-group market to provide coverage of certain “essential health benefits.”
As of September 23, 2010, the Affordable Care Act requires health plans that provide dependent coverage to make that coverage available for children until they turn 26. Until January, 2014, grandfathered plans need not offer this coverage to dependent children who are eligible for “other employer-sponsored coverage.”
There is no formal guidance on whether COBRA [...]
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